Our special financing offers are only available to consumers who have an approved Tempur Pedic credit card account. Apply now and receive a response within 45 seconds.
What is the difference between the pre-qualification process and the application process?
Pre-qualification lets you know roughly how much you might be able to borrow, using basic credit information, without impacting your credit score. In contrast, when submitting a full credit application, Wells Fargo will use additional financial information and pull your credit report to determine your specific credit limit. If approved, this line of credit is available for use immediately to place an order.
Can I apply directly without going through the pre-qualification process?
Yes, you can apply directly without first going through the pre-qualification process.
If I apply and am approved, am I guaranteed the same credit limit I was pre-qualified for?
No, you are not guaranteed to be approved for the same credit limit. Pre-qualification lets you know roughly how much you might be able to borrow, using basic credit information, without impacting your credit score. Once you submit a full credit application, Wells Fargo will use additional financial information provided in your application and pull your credit report to make a credit decision. If approved, you will be given your credit limit which can be used immediately to place an order.
I didn’t get pre-qualified. Should I still apply for financing?
Pre-qualification uses limited information to pre-qualify you for credit. We still encourage you to apply, even if a pre-qualified offer was not found.
I was pre-qualified for an amount lower than I need. Should I still apply for financing?
You may be approved for a different amount than you were pre-qualified for, based on additional information provided during the application. Plus, if you receive a credit limit less than your order total, you can call us at 888-824-2037 and discuss your options.
Can I place an order if I am pre-qualified?
No, being pre-qualified does not result in a line of credit being opened. It lets you know roughly how much you might be able to borrow, using basic credit information, without impacting your credit score. To place an order using a line of credit, you must first apply and be approved for a Tempur-Pedic credit card.
I want to do a joint application. Is a pre-qualification available for joint applicants?
No, either of you can get pre-qualified on your own, but you would need to go to apply directly if you wanted to submit a joint credit application.
I didn’t print or save my account information. How can I find it?
You can call Wells Fargo at 877-805-7744 and retrieve your credit card number, or you can wait for you card to arrive in 7-10 days.